To make sure everything runs smoothly, we advise that you apply for funding before you enrol on your course. You don’t need a confirmed place at university to apply for your funding; you can use your preferred choice of course when you apply and then update these details later if needed.
Government support towards tuition fees and living costs*
If you are a UK student enrolling on your first full-time undergraduate or PGCE course you may be eligible to apply for a tuition fee loan from Student Finance England (or regional funding body) to cover your tuition fees, and a maintenance loan to help with your living costs. You can make an application for student loans and grants through the Student Finance apply online page. For further information, please see SFE’s Quick start finance guide.
Tuition fee loans will be paid directly to the university, while maintenance loans are paid to you in three instalments, usually at the beginning of each term. The amount of maintenance loan you receive will depend on your household income and also where you are living and studying. For more details, please see the Student finance calculator.
Additional non-repayable funding may also be available if you have dependent children and/or disabilities.
If you are a UK student studying on a part-time basis, you may be eligible to receive the tuition fee loan, as well as a maintenance loan (depending on factors such as course intensity, and household income assessment)
Additional support for allied health professional courses*
From 2020/21, students enrolled on Nursing, Midwifery, and allied health professional courses may be eligible for additional funding support from NHS including a non-repayable payment of £5,000, additional payments to help students cover childcare costs, Travel and Dual Accommodation Expenses, and the Exceptional Support Fund which can offer support for those in extreme hardship (eligibility criteria apply).
Further details about applying for this support is available on the NHS Business Services Authority website.
Funding for students from the EU*
EU students enrolling on their first undergraduate or PGCE course in 2020/21 may be eligible to apply for a Tuition fee loan from Student Finance Services.
If you are from the EU, you may be eligible to receive help towards your living costs such as a Maintenance loan if you meet certain eligibility criteria:
- you have been living in the UK for at least 5 years before the start of your course (i.e. you may therefore be considered as a UK student for the purposes of student funding), or
- you or someone in your family on whom you rely financially is working and is expected to continue working while you are studying (i.e. you may be considered as either an EEA Migrant Worker or the dependent of an EEA Migrant Worker for the purposes of student funding).
Please be aware that the information above is relevant to the 2020/21 academic year only.
Eligibility rules for EU students looking to start a course from the academic 2021/22 onwards are still to be confirmed, please refer to the UKCISA website for more information.
Repaying Tuition fee and Maintenance loans
You are not usually expected to repay loans for tuition fees and maintenance until the April after you have left your course and you have an income of £25,000 or more per year. Repayments will be made at a rate of 9% of any income over this threshold. If the income drops below £25,000, repayments will stop, but interest may still accrue on the balance.
If there is any loan balance left thirty years after you were due to start making repayments, this will be written off.
For more information visit the Student Loan Repayment website.
Previous higher education study
If you have previously studied a higher education course, in the UK or overseas, this may affect your entitlement to receive financial support towards your new course, regardless of whether you obtained a qualification. We advise you to contact your regional funding body or email the Financial Guidance Team at email@example.com for guidance before enrolling on a new course.
*eligibility criteria apply
Get in Touch with the Financial Guidance Team
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