Financial information for international students
This information is for international students who are currently studying for an undergraduate or postgraduate degree in the UK on a full-time or part-time basis.
What can I do if I run out of money?
It is important to have all of your funding arranged before you come to the UK as it is very difficult to find further sponsorship once you are here.
Not having enough money to pay your tuition fees and living expenses while you are studying may have immigration implications. This is because in order to satisfy certain immigration rules and obtain a student visa or entry clearance to come to the UK (as well as extending your stay in the UK as a student), you would have to show the immigration authorities you can cover the costs of your fees as well as being able to support yourself financially without working in the UK and without claiming government benefits. This may apply to all of your time spent in the UK.
If you require financial assistance while studying in the UK, the help you receive will depend upon the cause of the problem, how much money you need, how long you need help and what the money is needed for.
Emergency Loan Fund (short-term help only)
The University of Northampton Emergency Loan Fund can provide small, short-term loans in some circumstances where students find themselves in unexpected and temporary financial difficulties. Loans are interest-free and can be up to a total of £150. Loans should be repaid within a short time scale, usually in the same term.
Students enrolled on a course which is longer than six months in duration may be given permission to work. If you are in the UK with Tier 4 student immigration status, your visa will state what your work restrictions are. This is usually up to either 10 hours or 20 hours each week during term-time. Please note that term times vary depending on your course. Please check your visa restrictions before starting work and see UKCISA guidance note Working during your studies for further information regarding restrictions and work in general.
Other sources of funding information
At Student Services, there is a range of information available for students researching funding opportunities. These include directories of educational charities and trust funds and information from Prospects and Hobsons on many aspects of postgraduate study including funding.
Students can also contact EGAS (Educational Grants Advisory Service), which is not a grant-giving body itself but instead collates information about educational grants from charitable trusts.
What to do if you fall into arrears with tuition fee or accommodation payments?
The most important advice is to not ignore the problem. If you have a query about paying your tuition fees or University Halls rent, please contact the Finance Department on 01604 892231 or 01604 892236.
If you owe tuition fees, discuss with the Finance Credit Control team about when you expect to be able to pay. If you cannot afford to pay the outstanding amount in one installment, consider suggesting a payment plan, but be realistic concerning how much you can afford.
If you are unable to reach an agreement or have ongoing financial concerns, you may consider contacting your local money advice centre or making an appointment with the Citizens Advice Bureau. In addition, the Financial Guidance team, based at Student Services, may be able to assist you with budgeting and money management guidance.
UKCISA - UK Council for International Student Affairs which includes information and guidance regarding studying and living in the UK, including funding opportunities and information specifically aimed at international students.
Education UK - a British Council-run website that provides further information about studying in the UK as well as allowing prospective students to search for scholarships and bursaries by institution, subject, level and/or country of residence.